Frequently Asked Questions
Everything You Need To Know About Public Adjusters & Your Insurance Claim in Tampa, FL
What does a Public Adjuster do?
A licensed Public Adjuster is an independent property loss expert who represents YOU—the policyholder—in evaluating, preparing, filing, and negotiating property insurance claims. Unlike insurance company adjusters, we work exclusively for your best interests.
How much do your public adjuster services cost?
Ricardo Ferrer works on a strict contingency fee basis ('No Recovery, No Fee'). You pay nothing out of pocket. We only get paid a small percentage if we successfully recover a settlement payout for you.
Can I hire a public adjuster if my claim was already denied or underpaid?
Yes! In Florida, you have the right to re-open closed, underpaid, or denied insurance claims. Ricardo Ferrer frequently audits closed claims and recovers substantial additional money for policyholders.
When should I call Ricardo Ferrer after property damage happens?
As soon as possible! Contacting us before or immediately after notifying your insurance carrier allows us to document initial damage, prevent claim errors, and set up your claim for maximum settlement value.
What types of property damage do you handle?
We handle all commercial and residential property insurance losses, including water leaks, burst pipes, fire and smoke, hurricane windstorm, flood surge, mold, and structural damage.
Have A Specific Question About Your Policy?
Call Ricardo Ferrer directly at (813) 756-1555 for personal advice on your property claim.
Call (813) 756-1555 Now