Public Adjusters
Tampa FL
Helping Tampa Property Owners With Insurance Claims. Representing YOU — Not the Insurance Company.
- 24/7 CalloutAlways Standing By
- No Recovery, No Fee100% Risk Free
- Free EvaluationOn-Site Loss Review
Request Free Claims Assistance
No fee unless we win your settlement. Speak with Ricardo Ferrer today.
24/7 EMERGENCY CALLOUT
Our public adjusters work hard 24/7. We know that claim issues can happen any day or time and so we are standing by. Call us today to schedule a free consultation.
NO RECOVERY NO FEE
We will only get paid if you get paid. Our licensed professional adjusters assist you in negotiating and analyzing your insurance claim to get you the best settlement possible and represent YOU.
FREE POLICY EVALUATION
Our licensed public adjusters provide you with a FREE insurance policy evaluation, on-site inspection, and estimate for your property loss. We have the skills to get you indemnified.

Why Choose Insurance Claims Experts USA?
Your Trusted Advocate for Property Damage and Insurance Claim Settlements in Tampa, FL
When disaster strikes, navigating the insurance claims process can feel overwhelming. At Insurance Claims Experts USA, led by licensed Public Adjuster Ricardo Ferrer in Tampa, Florida, we specialize in representing policyholders—not insurance companies. Whether your property has suffered hurricane damage, roof leaks, water damage, fire loss, flood damage, or mold, our mission is simple: to fight for the maximum settlement you are entitled to under your policy.
- Licensed State Adjuster
- Complete Evidence Audit
- Xactimate Estimating
- Re-open Underpaid Claims
Types of Claims
We provide full-service insurance claims assistance across Tampa and surrounding communities
WATER DAMAGE
We specialize in helping Tampa-area homeowners and business owners recover from plumbing leaks, pipe bursts, and water damage, ensuring insurance companies honor their responsibilities.
Learn MoreFIRE DAMAGE
Ricardo Ferrer helps homeowners, business owners, and property managers navigate the complex process of filing and negotiating fire, smoke, and soot damage claims.
Learn MoreSTORM DAMAGE
We specialize in helping property owners recover from storm-related losses by filing, negotiating, and maximizing hurricane and tropical storm damage claims.
Learn MoreFLOOD DAMAGE
Unlike wind or fire, flood damage requires navigating separate flood insurance policies. We represent you through NFIP and private flood claims.
Learn MoreMOLD DAMAGE
We specialize in representing Tampa property owners—homeowners, landlords, and HOAs—who need help getting their mold remediation and hidden moisture claims paid.
Learn MoreSTRUCTURAL DAMAGE
After a hurricane, storm, or foundation shift, your property may look intact—but hidden structural damage could threaten your safety and property value.
Learn MoreWindstorm / Hail / Hurricane / Tornado
From hurricane-force winds and hail strikes to tornado damage, Ricardo Ferrer documents every roof and structural impact to maximize your windstorm settlement.
Learn MoreBoats & Airplanes
Specialized claims for marine vessels and aircraft. Ricardo Ferrer handles complex watercraft and aviation insurance losses with expert documentation and negotiation.
Learn MoreCommercial & Residential Claims
Some types of property insurance claims Ricardo Ferrer handles across Tampa and Florida
Fire DamageRESIDENTIAL FIRE & SMOKE
Licensed evaluation & expert negotiation by Ricardo Ferrer
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WindstormWINDSTORM & HAIL LOSS
Licensed evaluation & expert negotiation by Ricardo Ferrer
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BurglaryBURGLARY & VANDALISM
Licensed evaluation & expert negotiation by Ricardo Ferrer
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Water BackupPLUMBING & WATER BACKUP
Licensed evaluation & expert negotiation by Ricardo Ferrer
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CommercialCOMMERCIAL CO-INSURANCE
Licensed evaluation & expert negotiation by Ricardo Ferrer
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CommercialCOMMERCIAL SIGNS & FACADE
Licensed evaluation & expert negotiation by Ricardo Ferrer
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Business LossBUSINESS INTERRUPTION
Licensed evaluation & expert negotiation by Ricardo Ferrer
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Spoilage LossCOMMERCIAL SPOILAGE
Licensed evaluation & expert negotiation by Ricardo Ferrer
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Need Help With An Insurance Claim In Tampa?
Our public adjusters are happy to analyze any potential or underpaid insurance claim. Contact Ricardo Ferrer today for a free policy consultation.